TAX SMART WAYS TO GIVE
Whether you choose to make a gift today or include Second Helpings in your future plans, there are simple, tax-smart ways to support our mission to feed local families, children, and seniors.
TURN YOUR REQUIRED MINIMUM DISTRIBUTION (RMD) INTO LOCAL IMPACT
A TAX-SMART WAY TO HELP FEED NEIGHBORS IN NEED.
Support Second Helpings through your IRA, appreciated stock, or legacy giving.
Give Through Your IRA
If you are 70½ or older, you can make a gift directly from your IRA to Second Helpings through a Qualified Charitable Distribution (QCD). Beginning in the year you turn 73, you can use your gift to satisfy all or part of your required minimum distribution (RMD).
Benefits include:
Helping to satisfy an RMD.
Reducing taxable income.
Supporting local neighbors facing hunger.
Donate Appreciated Stocks or Securities
Giving appreciated stocks, mutual funds, or other securities you’ve owned for more than one year may allow you to avoid capital gains tax while receiving a charitable deduction for the full fair market value of your gift.
This can be one of the most tax-efficient ways to support Second Helpings.
Please contact us before initiating a transfer so we can provide the appropriate account information.
CREATE A LEGACY OF HOPE
A gift through your will, trust, retirement account, or beneficiary designation can help ensure future generations continue to receive nourishment and hope.
Legacy gifts allow your values to live on as we continue to rescue food, fight hunger, and deliver hope.
Whether you’re updating an existing estate plan or creating one for the first time, including Second Helpings is simple.
WILL
TRUST
RETIREMENT ACCOUNT
BENEFICIARY DESGNATION
Give From Your Donor-Advised Fund
A donor-advised fund, or DAF, offers a simple and flexible way to support Second Helpings. You can recommend a grant to help rescue food, fight hunger, and deliver hope throughout Beaufort, Jasper, and Hampton counties.
Have a donor-advised fund with Fidelity, Schwab, or BNY?
Recommend a gift to Second Helpings through DAF Direct.
Frequently Asked Questions
Who can make a Qualified Charitable Distribution?
Anyone age 70½ or older with a qualifying IRA.
What is the difference between a QCD and an RMD?
A Qualified Charitable Distribution (QCD) is a direct gift from your IRA to a qualified nonprofit.
A Required Minimum Distribution (RMD) is the amount many IRA owners are required to withdraw each year beginning at the age determined by the IRS
For eligible donors, a QCD may help satisfy all or part of an RMD.
Please consult your tax advisor.
Do I need to contact Second Helpings before making my gift?
It’s helpful! Letting us know allows us to properly acknowledge your generosity and ensure your gift is credited correctly.
I'm interested but have questions.
We are happy to help and can also work directly with your financial advisor if needed. Please reach out to Amy Colin, our Executive Director at execdirector@secondhelpingslc.org with any questions.